Affordable, Customizable Health Plans Tailored to
YOUR needs.
Affordable, Comprehensive Health Plans built just for You. Empowering you with flexible health plans that fit your unique needs and budget.
Explore Your Premium Health Coverage Options
Explore tailored health plans and wellness programs designed to safeguard and enhance your life, ensuring peace of mind for you and your family.
What Makes Independence Health Partners Different?
One size does not fit all. At
Independence Health Partners
, we provide
customizable, private health coverage
designed specifically for
self-employed professionals, small business owners, and growing families
—without the high costs or restrictions of traditional plans.
"Healthcare should work for you—not the other way around.
Get the freedom and protection you deserve!"
Health Plans for Self-Employed Professionals
We offer tailor-made insurance solutions to match individual and family health needs, ensuring you receive optimal coverage within your budget.
Group and Family Health Plans
We help you access competitive group-like rates—without the complexity of traditional employer-based insurance. Provide your family and team with quality health benefits that won't break the bank.
Keep Your Doctors - Access the Largest PPO Network
We understand how important it is to keep your trusted doctors and specialists. That’s why our plans offer access to a nationwide PPO network accepted by 95% of providers, giving you the flexibility to choose the care you prefer.
24/7 Telehealth Access
All of our plans offer access healthcare anytime with our 24/7 Telehealth services, offering consultations with medical professionals via video or phone for on-demand, convenient care.
Our Preferred Providers
Your Dedicated Personal Health Advisor
Listening To Your Needs
Explore tailored health plans and wellness programs designed to safeguard and enhance your life, ensuring peace of mind for you and your family.
Our Values
To keep our values always at the forefront of what we do, we came up with an easy to remember acronym:
SWIGS
Sharing Wellness with Integrity to Grow Sustainably
Vision
To be the trusted partner in health coverage, ensuring our clients feel secure and supported in their healthcare journey.
Mission
To provide affordable and flexible health insurance solutions that empower self-employed individuals, small business owners and their families to thrive, without risking their health!
Testimonials
The Martinez Family
With three kids, having comprehensive coverage is crucial. Independence Health Partners provided us with an affordable plan that covers all our needs
Monica Chandler
Switched to Independence for their service. They were attentive to all of my needs. Overall, pretty satisfied.
Thomas Krazinski
As a self employed professional, I was paying an arm and a leg on the public marketplace. I was able to cut nearly 30% on my monthly premium and I feel like I have much better coverage and protection in case something unexpected happens.
FAQs
Your Questions Answered: Quick Insights into Your Coverage
What types of health insurance plans are available?
Although we specialize on nation-wide PPO, we have partners within our network that match our clients with the plan to fit the needs and budget of our clients, including HMO, EPO, and POS.
Can I keep my current doctor?
Yes! Our plans provide our clients with access to the largest PPO network in the nation for self-employed and small business owners, which is accepted by 95% of health providers nationwide.
Who is Independence Health Partners for?
Independence Health Partners is designed for self-employed professionals, small business owners, and larger families looking for affordable, flexible health coverage. However, due to our unique position, if you don’t have employer-sponsored insurance or need a plan that fits your specific needs, we’ve got you covered, regardless of being a business owner or not!
Can I change my plan if my needs change?
Yes! Life happens, and we understand that your needs may change. You can adjust your plan, whether you need to add coverage, increase benefits, or make other modifications.
Are pre-existing conditions covered by your plans?
Depending on the conditions, we will match up the best type of provider for each case to ensure proper coverage of any pre-existing conditions from the day your coverage begins.
I’m self-employed. Can I get affordable coverage without a group plan?
Absolutely! We offer affordable individual health plans tailored for independent professionals. You can choose a plan that provides coverage for routine checkups, emergency care, and even supplemental benefits like dental and vision.
Can I use these plans to get tax deductions?
Yes! Most of our plans are Section 105 compliant. Many self-employed individuals can deduct health insurance premiums as a business expense. We recommend speaking with a tax professional to understand your specific tax benefits.
Do your plans cover my entire family?
Yes! Our family-friendly plans provide coverage for spouses, children, and dependents, ensuring that everyone gets the care they need—from preventive services to emergency care.
If these plans are so great, why doesn’t everyone have them?
Many people stick with conventional public health plans simply because they don’t know they have other options—or they assume private plans are too expensive. In reality, our members often find that based on their health, our plans offer better benefits at a lower cost compared to what they were paying before, especially for deductibles and out of pocket expenses!
What steps do I need to take to enroll in a plan?
Talk with one of our agents to assist you in your specific needs. Our agents will walk you through different plan options and providers on the private and public marketplace to find the most advantageous coverage for you and your family. Our agents are trained to provide an assessment of your needs and guide you to obtain the most comprehensive coverage at the best price on the market.
Independence Health Partners is not a government agency and is not affiliated with any state or federal health insurance program, including the Affordable Care Act (ACA). Our plans are designed for individuals, families, and small business owners seeking private health coverage options. Coverage is subject to plan limitations, exclusions, and underwriting requirements.
Our plans are NOT intended as Minimum Essential Coverage (MEC) under the ACA and may not cover all pre-existing conditions. Benefits, pricing, and availability vary by state and are subject to change. For specific plan details, including exclusions and limitations, please review the policy documents or speak with a licensed advisor.
Nothing on this website constitutes legal, tax, or medical advice. Please consult a qualified professional regarding your specific healthcare, tax, or insurance needs.
Independence Health Partners is an independent health insurance agency and is not affiliated with, owned by, or endorsed by UnitedHealthcare, Cigna, Blue Cross Blue Shield, Aetna, or any other insurance carrier referenced on this website. Any logos, trademarks, or brand names displayed are the property of their respective owners and are used for informational purposes only to illustrate available insurance options.
Use of these logos and brand names does not imply endorsement, sponsorship, or partnership with Independence Health Partners. All product and company names are trademarks™ or registered® trademarks of their respective holders. Coverage options, availability, and pricing may vary based on the insurance carrier and the applicant’s qualifications.
For official information regarding any insurance provider, please visit their respective websites or contact them directly.